Ready to Retire From the Business You Built?
You spent decades building it. Now you're ready to step back, but stepping away from the business means stepping into a different question: will the money last, and can you finally stop working? We help you answer both.
How Pacific Point Helps
- Turn a one-time sale into income you won't outlive.
- Coordinate the sale timing with Social Security, Medicare, and RMDs.
- Tax-aware strategies so more of the sale funds your retirement, not your tax bill.
- A retirement plan built so you can stop working, unless you choose not to.
Most Owners Get Advice Too Late. We Start Early.
The difference between a good exit and a great one is usually the planning that happens years before the closing table, and the plan for the money after.
Before the Sale
Understand what your business may be worth and what drives that number. Structure the deal and your entity with tax in mind, so more of the proceeds are yours to keep, not the IRS's.
During the Sale
Coordinate with your CPA and attorney on deal structure (asset vs. stock), earn-outs, and timing. Model what each offer actually leaves you with, after tax, so you negotiate from clarity.
After the Sale
Turn a one-time windfall into lasting income. Asset allocation, tax-aware investing, and a plan designed so you can retire without having to work again, unless you want to.
Pacific Point Wealth Management works alongside your CPA and attorney. This is educational information, not tax, legal, or investment advice, and not a guarantee of any particular outcome.
Baby Boomer Owners, FAQs
Can I retire on what my business sells for?
That is exactly what we model, turning the after-tax proceeds into a durable income plan so you can see, on paper, whether you can retire without going back to work.
What if my business is most of my net worth?
Very common for owners. We plan carefully around that concentration, diversifying the proceeds and building income so your retirement does not ride on a single asset.
When should I start?
Two to three years before you want to sell is ideal, but it is never too late to plan the after-sale money well.
Start With a Number.
Get an educational estimate of what your business may be worth in minutes, then talk it through with a fiduciary who plans the whole exit, not just the sale.